The SmartPoints loyalty programme rewards RHB TradeSmart and RHB Share Trading online customers with 1 SmartPoint for every RM1 brokerage when they:

• Trade shares listed on Bursa Malaysia, Singapore Exchange, Hong Kong Exchange, NASDAQ, New York Stock Exchange and/or American Stock Exchange via RHB TradeSmart or RHB Share Trading online trading portal OR
• Trade through dealer / remisier on shares listed on any stock exchange supported by RHB Investment Bank Berhad provided that you have an RHB TradeSmart or RHB Share Trading online account and are subscribed to receive your statements via RHB TradeSmart or RHB Share Trading or email, OR

• Trade futures contracts listed on Bursa Malaysia Derivatives, Hong Kong Exchange, Singapore Exchange, CME Group, European Exchange, London International Financial Futures & Options Exchange, InterContinental Exchange (ICE Futures US) and Tokyo Commodity Exchange via

• Online: Any online platform offered by RHB Investment Bank [Futures GTS / Futures QST / CQG Desktop] OR
• Offline: Trade placed through our Futures Brokers Representatives.

• You can apply at any RHB Investment Bank branch listed here or here.

In order to earn SmartPoints, you would need to:

• Trade shares listed on Bursa Malaysia, Singapore Exchange, Hong Kong Exchange, NASDAQ, New York Stock Exchange and/or American Stock Exchange via the RHB TradeSmart or RHB Share Trading online trading portal or
• Trade through dealer / remisier on shares listed on any stock exchange supported by RHB Investment Bank Berhad provided that you have an RHB TradeSmart or RHB Share Trading online account and are subscribed to receive your statements via RHB TradeSmart or RHB Share Trading or email.
• Trade futures contracts listed on Bursa Malaysia Derivatives, Hong Kong Exchange, Singapore Exchange, CME Group, European Exchange, London International Financial Futures & Options Exchange, InterContinental Exchange (ICE Futures US) and Tokyo Commodity Exchange online or offline provided that you have an RHB TradeSmart or RHB Share Trading online account.

Earned SmartPoints are automatically computed and viewable HERE

• Yes, your SmartPoints from online trades completed on all your individual trading accounts will be combined and shown to you.

• Yes. SmartPoints will expire after 3 years or upon closure of all individual trading accounts, whichever is earlier.

• Example of SmartPoints Usage	Activity	SmartPoints Balance
  1st July 2015	1st July 2015	30
  15th July 2015	Customer Earned 40 SmartPoints	70 (30+40)
  13th August 2015	Customer Earned 50 SmartPoints	120 (70+50)
  1st September 2015 - 31st January 2018	Customer Earned Cumulative of 5000 SmartPoints	5120 (5000+120)
  31st July 2018	Expiry of SmartPoints Earned in July 2015	5050 (5120-70)
  31st August 2018	Expiry of SmartPoints Earned in August 2015	5000 (5050-50)

• The Smart points that you earn can be used for:
• Redemption of Bursa Malaysia Equities - 5 market depth data (2,000 SmartPoints = 1 year subscription)
• Conversion to RHB Platinum Credit Card or RHB Visa Infinite Credit Card rewards points (3 SmartPoints = 5 credit card reward points)
• Conversion to BIG Points (3 SmartPoints = 1 BIG Point)

• No. Your points cannot be converted to cash.

• You can check your SmartPoints balance when you login HERE or click on the SmartPoints link when you log in to the desktop or the web version of RHB TradeSmart or RHB Share Trading.

• SmartPoints earned from trading of shares listed on Bursa Malaysia will be credited to you within 2 working days. (This excludes SmartPoints earned through ad hoc campaigns and promotions, which will be credited to you in accordance with the terms and conditions applicable).

• For share trading, you will earn SmartPoints for every online trade whereas for trades done via your dealer or remisier you will earn SmartPoints if you have an online account with RHB TradeSmart and have subscribed to receive your statements via RHB TradeSmart or email.

• Regardless of share trading or trading in futures contracts, you must have an RHB TradeSmart online account in order to earn SmartPoints.

• Please contact our Call Centre +603 2113 8118 or email support@rhbgroup.com or ask your respective dealer’s representative for assistance.